A Both parties of the insurance contract must deal openly and honestly with each other and disclose all relevant facts
B The right that a person has to stand in the place of another and enjoy all the rights and remedies of that other person
C There must be a close connection between the risk insured against and the cause of the loss
D The insurer who insures the same risk with more than one insurer can only recover to the extent of the loss and nothing more, in the occurrence of the event
E The insured discloses all the material facts which would affect the premium which the insurer charges