Search SchoolNGR

Saturday, 11 April 2026
Register . Login

The interest charged on loans is determined by the __________?

The interest charged on loans is determined by the __________?
Take Free Practice Test On 2026 JAMB UTME, Post UTME, WAEC SSCE, GCE, NECO SSCE
  • A Exchange rate
  • B Fiscal policy
  • C Risk associated with the loan
  • D Rate of production in the country
Correct Answer: Option C
Explanation:
They make money on the interest they charge on loans because that interest is higher than the interest they pay on depositors' accounts. The interest rate a bank charges its borrowers depends on both the number of people who want to borrow and the amount of money the bank has available to lend.

Share question on: