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What happens when the central bank increases the bank rate?

What happens when the central bank increases the bank rate?
Take Free Practice Test On 2026 JAMB UTME, Post UTME, WAEC SSCE, GCE, NECO SSCE
  • A Amount of borrowing increases
  • B Amount of borrowing decreases
  • C Supply of money increases
  • D Commercial banks are not affected
Correct Answer: Option B
Explanation:
The central bank normally raises the lending rates in order to discourage borrowing. When the interest charged on loans is high, fewer people will be willing to borrow money from financial institutions.

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