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A claimant who is not legally entitled to a claim under an insurance contract may be ...

A claimant who is not legally entitled to a claim under an insurance contract may be offered a payment on?
Take Free Practice Test On 2026 JAMB UTME, Post UTME, WAEC SSCE, GCE, NECO SSCE
  • A Constructive total loss basis
  • B Partial loss basis
  • C Advice of loss basis
  • D Ex-gratia basis
Correct Answer: Option D
Explanation:
Ex gratia (/ˌɛks ˈɡreɪʃiə/; also spelled ex-gratia) is Latin for "by favour", and is most often used in a legal context. When something has been done ex gratia, it has been done voluntarily, out of kindness or grace.

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