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Insurance is defined as pooling of risk because many people

Insurance is defined as pooling of risk because many people
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  • A With common interest make claims every year
  • B With common risk insure with the same company
  • C With common interest insure with reinsurance company
  • D Form common association to help themselves
Correct Answer: Option B
Explanation:
Risk pooling in insurance is a practice where the company groups large numbers of policyholders together to lower the impact of higher-risk individuals by placing them alongside lower risk ones. The company is able to offer higher risk policyholders more affordable coverage as a result.

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