Let’s be honest - in Nigeria, everybody wants to “make it.”
We all dream of studying those big-sounding, respected courses that promise high-paying jobs after graduation. But here’s one truth that’s often ignored: not every course fits every financial background.

If you come from an average-income family, some university courses can stretch your parents’ wallets to the limit. You might find yourself constantly chasing money for projects, materials, or training - instead of focusing on your studies.

So before you rush into choosing that flashy course because it “sounds big,” take a deep breath and read this.

Let’s talk about five courses that require more than just intelligence - they require financial planning and patience too.

1. Medicine and Surgery

Let’s start with the popular one - Medicine.
You’ve probably heard someone say, “My child must be a doctor.” Sounds noble, right? But here’s the other side of that dream.

Medicine is long, expensive, and demanding. You’ll spend at least 6 to 7 years in school (excluding housemanship and NYSC). During that time, expenses go beyond tuition - think of medical textbooks, lab coats, clinical kits, and accommodation when it’s time for hospital rotations.

If your family is managing an average income, the financial burden can become overwhelming. Some students even take breaks just to raise funds.

What you can do instead:
If you truly love healthcare, consider starting with Nursing, Medical Laboratory Science, Anatomy, or Physiology.

They’re still in the medical field, less expensive, and you can always upgrade later when you’re financially stable.

2. Aviation and Aeronautical Engineering

Who doesn’t dream of flying planes and traveling the world? Pilots look elegant and confident - but here’s the truth: aviation training in Nigeria is not child’s play.

A session in most aviation schools can cost anywhere between ₦8 million and ₦12 million, depending on the training package. And that’s not including accommodation, flight simulation, or licensing fees.

Even Aeronautical Engineering - which focuses on aircraft design and maintenance - comes with expensive tools, software, and sometimes international exposure.

If your family is managing to make ends meet, this path can bring unnecessary financial stress.

Smarter move:
You can study Mechanical, Electrical, or Mechatronics Engineering first. These are affordable alternatives that still open doors to the aviation world later on. With time and experience, you can specialize or even get sponsored by an airline.

3. Law

Law is respected, no doubt. Everyone loves the sound of “Barrister,” but it’s not as straightforward as people think.

Law demands consistency, patience, and, yes - money. After five years in the university, you’ll still need to attend Law School before you can practice.
Throughout your studies, you’ll spend a lot on textbooks, case reports, and professional wear for moot court sessions and events.

So, before you rush into Law because it sounds “professional,” ask yourself if you’re financially prepared for the long road ahead.

Alternative routes:
If your passion is justice or governance, try Political Science, Criminology, or Public Administration. You can later pursue Law as a second degree once you’re financially grounded.

4. Architecture

Now, this one surprises many students. You might think, “It’s just about drawing buildings.” But Architecture is far from simple - it’s a creative, time-intensive, and expensive program.

You’ll buy drawing tools, modeling materials, printing supplies, licensed design software, and a powerful laptop for 3D modeling.

And unlike most courses, Architecture typically takes five to six years to complete. That means more fees, more materials, and less time to do side hustles.

What to consider instead:
If you love design but want a less demanding option, look into Estate Management, Building Technology, or Industrial Design. They’re still creative fields, but with fewer financial demands.

5. Petroleum and Chemical Engineering

Let’s talk about the “oil dream.” Many students choose Petroleum or Chemical Engineering because of the glamorous image of working for top oil companies like Chevron or Shell. But here’s the catch - these courses are among the most expensive and technical.

They require costly lab sessions, industrial training, and specialized equipment. And with the oil and gas industry becoming more competitive, there’s no guarantee of instant success after graduation.

Better plan:
Go for Mechanical, Electrical, or Civil Engineering. These courses are versatile and can still lead you into the oil and gas sector later on - without the heavy cost upfront.

Final Thoughts

Think Smart, Not Trendy

At the end of the day, choosing a course isn’t about prestige - it’s about strategy and sustainability. If you come from an average-income home, your focus should be on balancing passion with practicality.

Before choosing any course, ask yourself:
Can my family comfortably afford the cost from start to finish?
Do I have a backup plan if support runs low?
Can I start small and grow later?

There’s no shame in being realistic. Many successful people started small, built experience, and climbed their way up. What matters isn’t how expensive your course sounds - it’s how smartly you plan your path and stay consistent.